UKRAINIAN INDEX
OF EFFECTIVE INTEREST RATES
ON CONSUMER LOANS FOR INDIVIDUALS
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CreditMarket Index: effective rates on auto loans went up – to 43.71%

CreditMarket Car Loan Index increased by 1.53% – to 43.71% (an effective rate per annum, in UAH). The information is as of 12 March 2012.

Denys Rakovsky, Sales Director at KreditMarket: “Automobile sellers keep up offering extensively to buy automobiles on special conditions produced last year or in 2010. One of the conditions is sure granting of an auto loan. Considering an increased demand on automobiles, banks keep on raising slightly the cost of the loans.

For the past two weeks since the previous index measurement, four banks from our CreditMarket Car Loan Index have modified their terms and conditions for granting of auto loans, mainly towards their hardening. Totally, five insignificant changes resulted in the increase on the mean effective rate on auto loans by 1.53%.

We do not expect any major changes in a mean effective rate for this type of crediting in the short term.”

 

Information

CreditMarket Car Loan Index is calculated on the basis of credits granted at 70% of the cost of a new car for a 3-year term. Promotional offers and ones subsidized by sellers are excluded. The redemption scheme - annuity, in case of no proposals - a serial loan. Currency – UAH. Principal – up to UAH80,000 UAH (the cost of a car – UAH114,300).

Index Values History

DateValue 
02.10.2017 41.39%
07.09.2017 41.39%
07.08.2017 41.39%
10.07.2017 41.39%
12.06.2017 37.24%
09.05.2017 37.24%
05.04.2017 37.24%
02.03.2017 37.24%
22.02.2017 37.24%
09.01.2017 39.44%
07.12.2016 39.44%
11.11.2016 39.44%
10.10.2016 40.71%
08.09.2016 40.71%
28.08.2016 40.71%
26.07.2016 40.71%
23.06.2016 39.33%
11.05.2016 39.33%
20.04.2016 39.33%
08.03.2016 39.33%
08.02.2016 39.33%
16.01.2016 42.18%
07.12.2015 37.96%
04.11.2015 38.63%
02.10.2015 37.96%
04.09.2015 37.96%
03.08.2015 40.10%
07.07.2015 40.71%
05.06.2015 43.65%
05.05.2015 40.71%
06.04.2015 40.71%
05.03.2015 40.71%
05.02.2015 40.71%
30.01.2015 40.71%
30.12.2014 41.56%
28.11.2014 40.88%
31.10.2014 40.88%
30.09.2014 43.66%
31.08.2014 45.43%
31.07.2014 42.24%
23.06.2014 40.97%
19.02.2014 42.56%
14.01.2014 42.56%
16.12.2013 42.56%
18.11.2013 42.56%
15.10.2013 42.56%
25.09.2013 44.07%
13.09.2013 42.01%
14.08.2013 42.01%
01.08.2013 42.01%
25.07.2013 44.07%
27.06.2013 44.03%
11.06.2013 44.03%
28.05.2013 42.86%
14.05.2013 42.58%
23.04.2013 42.58%
09.04.2013 42.58%
27.03.2013 44.89%
13.03.2013 44.89%
26.02.2013 46.48%
11.02.2013 46.48%
28.01.2013 46.48%
18.12.2012 45.99%
04.12.2012 45.99%
19.11.2012 45.52%
06.11.2012 45.52%
24.10.2012 44.98%
09.10.2012 44.66%
24.09.2012 44.68%
24.09.2012 44.68%
10.09.2012 44.40%
27.08.2012 43.14%
13.08.2012 41.94%
30.07.2012 41.94%
16.07.2012 41.94%
02.07.2012 41.94%
18.06.2012 41.94%
05.06.2012 42.01%
21.05.2012 42.01%
07.05.2012 42.01%
23.04.2012 42.22%
09.04.2012 41.31%
26.03.2012 41.31%
12.03.2012 43.71%
27.02.2012 42.18%
13.02.2012 40.91%
30.01.2012 40.98%
16.01.2012 41.25%
04.01.2012 40.88%
19.12.2011 40.13%
05.12.2011 40.13%
21.11.2011 36.66%
07.11.2011 36.59%
24.10.2011 35.61%
10.10.2011 35.61%
26.09.2011 34.96%
12.09.2011 34.96%
29.08.2011 34.96%
15.08.2011 34.44%
01.08.2011 34.44%
20.07.2011 34.44%
 

 

 
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