CreditMarket Mortgage Index stabilized at 24.13% (a mean effective rate per annum, in UAH). The information is as of 10 April 2012.
Denys Rakovsky, Sales Director at KreditMarket: “For the two weeks since the last measurement, seven banks from our CreditMarket Mortgage Index list (Volksbank, Erste, OTP, Sberbank of Russia, Credit Agricole, Credobank and Astra-bank) changed their conditions for this crediting type — all of them modified a nominal annual interest rate; some of them – towards increasing, and others – towards reducing. Volksbank also decreased the credit accommodation fee. Despite this number of changes, a mean effective rate on mortgage credits remains at the same value – 24.13%. We project slight fluctuations thereof around the current value in a short term – with high probability to further declining.”
Information
CreditMarket Mortgage Index is calculated on the basis of loans granted at 70% of a purchase price of secondary market apartments for the term of 10 years. Promotional offers and credit on forfeited pledge excluded. The redemption scheme is annuity, or in case of no proposals – a serial loan. Currency – UAH. Principal is up to UAH400, 000 (the cost of an apartment – UAH571,500).
Index Values History
| Date | Value | |
| 14.02.2014 | 23.10% |  |
| 29.01.2014 | 23.10% | |
| 14.11.2013 | 23.10% |  |
| 01.10.2013 | 23.14% | |
| 15.09.2013 | 23.24% | |
| 28.08.2013 | 23.24% | |
| 31.07.2013 | 23.96% | |
| 12.07.2013 | 24.04% | |
| 27.06.2013 | 25.30% | |
| 12.06.2013 | 25.30% | |
| 29.05.2013 | 25.64% | |
| 15.05.2013 | 25.64% | |
| 24.04.2013 | 25.64% | |
| 10.04.2013 | 25.64% | |
| 26.03.2013 | 27.34% | |
| 12.03.2013 | 27.43% | |
| 26.02.2013 | 28.48% |  |
| 13.02.2013 | 27.94% | |
| 30.01.2013 | 27.94% | |
| 20.12.2012 | 28.64% | |
| 06.12.2012 | 28.64% | |
| 21.11.2012 | 28.13% | |
| 07.11.2012 | 28.13% | |
| 25.10.2012 | 27.12% | |
| 11.10.2012 | 26.76% | |
| 27.09.2012 | 26.39% | |
| 12.09.2012 | 25.79% | |
| 29.08.2012 | 25.35% | |
| 15.08.2012 | 24.22% | |
| 01.08.2012 | 24.05% | |
| 18.07.2012 | 23.86% | |
| 04.07.2012 | 24.09% | |
| 20.06.2012 | 23.83% | |
| 06.06.2012 | 24.00% | |
| 23.05.2012 | 24.00% | |
| 10.05.2012 | 24.12% | |
| 25.04.2012 | 24.12% | |
| 18.04.2012 | 24.14% | |
| 11.04.2012 | 24.13% | |
| 28.03.2012 | 24.13% | |
| 14.03.2012 | 24.35% | |
| 29.02.2012 | 24.34% | |
| 15.02.2012 | 24.29% | |
| 18.01.2012 | 25.14% | |
| 04.01.2012 | 24.44% | |
| 21.12.2011 | 24.44% | |
| 07.12.2011 | 24.35% | |
| 23.11.2011 | 23.37% | |
| 09.11.2011 | 22.83% | |
| 26.10.2011 | 20.37% | |
| 12.10.2011 | 20.37% | |
| 28.09.2011 | 21.52% | |
| 14.09.2011 | 21.52% | |
| 31.08.2011 | 20.37% | |
| 17.08.2011 | 20.37% | |
| 03.08.2011 | 20.37% | |
| 21.07.2011 | 20.37% | |
| 06.07.2011 | 19.22% | |