UKRAINIAN INDEX
OF EFFECTIVE INTEREST RATES
ON CONSUMER LOANS FOR INDIVIDUALS
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CreditMarket Index: a mean effective rate on credit cards is stable at 68.29%

CreditMarket Cards Index has rallied at 68.29% (an effective rate on credit cards per annum, in UAH). The information is as of 28 May 2012.

Denis Rakovsky, Sales Director at KreditMarket: “Mean effective rates on credit cards have stabilized after a deep decline in mid-May. For the two weeks since the last calculation, no bank from our CreditMarket Cards Index list changed its terms and conditions on credit cards. Recall that an abrupt jump at the middle of May nearly recovered the index to the value recorded since mid-February to the beginning of April – it was 66.22% in that period. CreditMarket Cards Index is the fourth out of five indices to have been stable in May, and the fifth – mortgage – index changed by 0.12% only. In the short term, we expect some decline in effective rates on credit cards, as on the last day of May the NBU decree on easing of monetary policy is supposed to come into effect. As a result, banks may respond to the increase in market liquidity by slightly declining effective rates.”

Information

CreditMarket Credit Cards Index is calculated on the basis of credit card loans not related to payroll and other similar projects. Loans provided for a term of one year without collateral. Withdrawals are made in issuer’ ATMs. Repayment is done in equal-sized payments throughout a year. Currency – UAH. Principal – up to UAH8,000.

Index Values History

DateValue 
05.10.2017 85.98%
05.09.2017 82.98%
11.08.2017 83.67%
10.07.2017 88.28%
14.06.2017 87.98%
12.05.2017 86.34%
03.04.2017 87.98%
07.03.2017 87.98%
22.02.2017 85.36%
09.01.2017 85.36%
07.12.2016 85.36%
11.11.2016 85.36%
10.10.2016 65.17%
08.09.2016 61.05%
28.08.2016 62.73%
26.07.2016 62.73%
23.06.2016 62.73%
11.05.2016 66.62%
20.04.2016 71.16%
08.03.2016 80.99%
08.02.2016 71.16%
16.01.2016 71.16%
05.11.2015 65.76%
02.10.2015 63.54%
04.09.2015 63.54%
03.08.2015 63.33%
07.07.2015 63.33%
05.06.2015 63.54%
05.05.2015 63.54%
06.04.2015 63.54%
05.03.2015 71.16%
05.02.2015 57.66%
30.01.2015 58.05%
30.12.2014 58.05%
28.11.2014 58.05%
31.10.2014 58.00%
30.09.2014 58.05%
31.08.2014 58.05%
31.07.2014 56.35%
10.06.2014 60.13%
10.03.2014 63.99%
06.02.2014 62.57%
01.01.2014 62.57%
17.11.2013 62.57%
16.07.2013 62.57%
02.07.2013 63.34%
18.06.2013 63.34%
05.06.2013 70.07%
15.05.2013 70.07%
30.04.2013 70.07%
03.04.2013 70.07%
20.03.2013 70.07%
06.03.2013 70.07%
20.02.2013 70.07%
06.02.2013 74.80%
24.01.2013 74.80%
24.12.2012 76.79%
10.12.2012 76.79%
26.11.2012 76.79%
12.11.2012 76.79%
29.10.2012 76.79%
15.10.2012 76.79%
01.10.2012 76.79%
17.09.2012 76.79%
03.09.2012 76.79%
20.08.2012 76.79%
06.08.2012 76.79%
23.07.2012 76.79%
09.07.2012 76.79%
25.06.2012 76.35%
11.06.2012 68.29%
28.05.2012 68.29%
14.05.2012 68.29%
28.04.2012 76.79%
17.04.2012 76.79%
02.04.2012 66.22%
19.03.2012 66.22%
05.03.2012 66.22%
20.02.2012 66.22%
06.02.2012 63.52%
23.01.2012 56.28%
11.01.2012 56.28%
26.12.2011 69.04%
12.12.2011 69.04%
28.11.2011 69.04%
14.11.2011 62.39%
31.10.2011 60.77%
17.10.2011 60.77%
03.10.2011 60.77%
19.09.2011 60.77%
05.09.2011 60.77%
22.08.2011 60.67%
08.08.2011 58.46%
25.07.2011 58.46%
13.07.2011 58.46%
06.07.2011 58.46%
 

 

 
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