UKRAINIAN INDEX
OF EFFECTIVE INTEREST RATES
ON CONSUMER LOANS FOR INDIVIDUALS
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CreditMarket Cash Loan Index: a mean effective rate declined sharply to 110.8%

CreditMarket Cash Loan Index reduced to 110.80% (an effective rate on cash loans per annum, in UAH). The information is as of 29 May 2012.

Denis Rakovsky, Sales Director at KreditMarket: “After one month and half of stability, CreditMarket Cash Loan Index decreased by 4.42% (to 110.8%, from 115.22% that persisted in the past 1.5 month). For the two weeks since the last calculation, one bank from our CreditMarket Cash Loan Index list (Renaissance Bank) has changed its conditions for the granting of cash loans by modifying borrower insurance terms and conditions. As we forecasted before, the cash loans segment has become more active, which can lead to a hard competitive struggle, and one of the tools thereof may be a reduction in rates. Note that the NBU decree on easing the monetary policy comes into effect at the end of May, which can result in some decrease in rates on the cash loan market. In the short term, we expect a slight reduction in rates for cash credits by principal market operators.”

Information

CreditMarket Cash Loan Index is calculated on the basis of cash loans without collateral granted for 1 year. The redemption scheme – is annuity, in case of no proposals - a serial loan. Currency – UAH. Amount – UAH8,000.

Index Values History

DateValue 
02.10.2017 95.47%
04.09.2017 92.20%
03.08.2017 92.08%
03.07.2017 92.08%
07.06.2017 92.08%
16.05.2017 97.77%
11.04.2017 95.54%
17.03.2017 90.30%
22.02.2017 87.49%
09.01.2017 92.44%
07.12.2016 90.89%
11.11.2016 90.89%
10.10.2016 85.15%
08.09.2016 87.91%
28.08.2016 84.28%
26.07.2016 85.31%
23.06.2016 81.62%
11.05.2016 81.62%
20.04.2016 81.62%
08.03.2016 80.99%
08.02.2016 89.65%
16.01.2016 85.98%
07.12.2015 100.88%
05.11.2015 107.81%
02.10.2015 111.18%
04.09.2015 92.25%
03.08.2015 105.90%
07.07.2015 97.68%
05.06.2015 131.13%
05.05.2015 110.09%
06.04.2015 96.57%
05.03.2015 95.82%
05.02.2015 82.34%
30.01.2015 78.13%
30.12.2014 106.25%
28.11.2014 106.25%
31.10.2014 110.36%
30.09.2014 110.36%
31.08.2014 110.36%
31.07.2014 110.36%
04.06.2014 96.56%
15.03.2014 105.59%
06.02.2014 103.42%
10.01.2014 107.08%
30.12.2013 105.18%
17.11.2013 105.18%
25.10.2013 105.18%
13.09.2013 105.18%
05.08.2013 105.18%
18.07.2013 105.18%
03.07.2013 110.28%
18.06.2013 107.08%
05.06.2013 107.08%
21.05.2013 107.08%
13.05.2013 107.08%
30.04.2013 107.08%
17.04.2013 107.08%
03.04.2013 107.08%
20.03.2013 102.68%
06.03.2013 107.08%
19.02.2013 106.10%
05.02.2013 106.10%
23.01.2013 102.68%
25.12.2012 107.16%
11.12.2012 112.01%
27.11.2012 112.01%
13.11.2012 112.02%
30.10.2012 122.85%
16.10.2012 122.85%
02.10.2012 122.85%
18.09.2012 117.20%
04.09.2012 117.20%
21.08.2012 114.15%
07.08.2012 114.15%
24.07.2012 114.15%
10.07.2012 111.76%
26.06.2012 110.80%
12.06.2012 110.80%
29.05.2012 110.80%
15.05.2012 115.22%
03.05.2012 115.22%
17.04.2012 115.22%
03.04.2012 115.56%
20.03.2012 119.75%
06.03.2012 115.22%
21.02.2012 110.36%
07.02.2012 114.65%
24.01.2012 116.46%
11.01.2012 132.61%
27.12.2011 132.61%
13.12.2011 112.83%
29.11.2011 112.83%
15.11.2011 110.25%
01.11.2011 102.23%
18.10.2011 102.23%
04.10.2011 102.23%
20.09.2011 102.23%
05.09.2011 107.06%
22.08.2011 107.06%
08.08.2011 103.43%
25.07.2011 103.43%
13.07.2011 103.50%
06.07.2011 89.85%
 

 

 
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