UKRAINIAN INDEX
OF EFFECTIVE INTEREST RATES
ON CONSUMER LOANS FOR INDIVIDUALS
Russian (CIS)English (United Kingdom)
Experts
New Publication:
New Publication:
New Publication:
Publications Calendar
< 12/2017 >
Mo Tu We Th Fr Sa Su
        1 2 3
4 5 6 7 8 9 10
11 12 13 14 15 16 17
18 19 20 21 22 23 24
25 26 27 28 29 30 31
 


CreditMarket Cash Loan Index: a mean effective rate stopped growing at 114.15%

On 07 August CreditMarket Cash Loan Index stabilized at 114.15% (an effective rate on cash loans per annum, in UAH) which was reached on 24 July after a jump from 111.76% recorded on 10 July 2012.

Denis Rakovsky, Sales Director at KreditMarket: “After a growth recorded in July, CreditMarket Cash Loan Index remains stable at 114.15% in early August.

For the two weeks since the last calculation, no bank from our CreditMarket Cash Loan Index list has changed its conditions for issuing of cash loans.

In our opinion, against the deficiency and high cost of the credit market resources in Ukraine, some players stop their activity in this area. Therefore, any changes in conditions of the ones who continue grating credits may significantly affect the mean effective rate. In addition, it’s possible that the banks actively involved in crediting are looking for an optimal set of crediting terms. On the one hand, creditors feel the pressure of attracted deposit rates aggressively growing within recent weeks, i. e. the increasing cost of resources. On the other hand, they are restricted by the need to compete for decent borrowers who are sensible to a growth of credit rates.

In the mid-term we do not expect a stable mean effective rate for this crediting type, however, the fluctuations are unlikely to be significant.”

Information

CreditMarket Cash Loan Index is calculated on the basis of cash loans without collateral granted for 1 year. The redemption scheme – is annuity, in case of no proposals - a serial loan. Currency – UAH. Amount – UAH8,000.

Index Values History

DateValue 
02.10.2017 95.47%
04.09.2017 92.20%
03.08.2017 92.08%
03.07.2017 92.08%
07.06.2017 92.08%
16.05.2017 97.77%
11.04.2017 95.54%
17.03.2017 90.30%
22.02.2017 87.49%
09.01.2017 92.44%
07.12.2016 90.89%
11.11.2016 90.89%
10.10.2016 85.15%
08.09.2016 87.91%
28.08.2016 84.28%
26.07.2016 85.31%
23.06.2016 81.62%
11.05.2016 81.62%
20.04.2016 81.62%
08.03.2016 80.99%
08.02.2016 89.65%
16.01.2016 85.98%
07.12.2015 100.88%
05.11.2015 107.81%
02.10.2015 111.18%
04.09.2015 92.25%
03.08.2015 105.90%
07.07.2015 97.68%
05.06.2015 131.13%
05.05.2015 110.09%
06.04.2015 96.57%
05.03.2015 95.82%
05.02.2015 82.34%
30.01.2015 78.13%
30.12.2014 106.25%
28.11.2014 106.25%
31.10.2014 110.36%
30.09.2014 110.36%
31.08.2014 110.36%
31.07.2014 110.36%
04.06.2014 96.56%
15.03.2014 105.59%
06.02.2014 103.42%
10.01.2014 107.08%
30.12.2013 105.18%
17.11.2013 105.18%
25.10.2013 105.18%
13.09.2013 105.18%
05.08.2013 105.18%
18.07.2013 105.18%
03.07.2013 110.28%
18.06.2013 107.08%
05.06.2013 107.08%
21.05.2013 107.08%
13.05.2013 107.08%
30.04.2013 107.08%
17.04.2013 107.08%
03.04.2013 107.08%
20.03.2013 102.68%
06.03.2013 107.08%
19.02.2013 106.10%
05.02.2013 106.10%
23.01.2013 102.68%
25.12.2012 107.16%
11.12.2012 112.01%
27.11.2012 112.01%
13.11.2012 112.02%
30.10.2012 122.85%
16.10.2012 122.85%
02.10.2012 122.85%
18.09.2012 117.20%
04.09.2012 117.20%
21.08.2012 114.15%
07.08.2012 114.15%
24.07.2012 114.15%
10.07.2012 111.76%
26.06.2012 110.80%
12.06.2012 110.80%
29.05.2012 110.80%
15.05.2012 115.22%
03.05.2012 115.22%
17.04.2012 115.22%
03.04.2012 115.56%
20.03.2012 119.75%
06.03.2012 115.22%
21.02.2012 110.36%
07.02.2012 114.65%
24.01.2012 116.46%
11.01.2012 132.61%
27.12.2011 132.61%
13.12.2011 112.83%
29.11.2011 112.83%
15.11.2011 110.25%
01.11.2011 102.23%
18.10.2011 102.23%
04.10.2011 102.23%
20.09.2011 102.23%
05.09.2011 107.06%
22.08.2011 107.06%
08.08.2011 103.43%
25.07.2011 103.43%
13.07.2011 103.50%
06.07.2011 89.85%
 

 

 
Share: