On 02 October 2012, CreditMarket Cash Loan Index was recorded at 122.85% against 117.20% recorded on 18 and 04 September 2012 (an effective rate on cash loans per annum, in UAH). The information is as of 02 October 2012.
Denis Rakovsky, Sales Director at KreditMarket: “After a month of stability, CreditMarket Cash Loan Index has increased sharply, this time by 5.65 p. p. or to 122.85%. The previous jump of CreditMarket Cash Loan Index by 3.05 p. p., to 117.20%, was recorded 04 September 2012, after the 114.15% stability within 1.5 months. However, it’s not the highest point ever – 132.61% was recorded in late December 2011, and the decrease to 116% was observed at the end of January 2012.
For the two weeks since the last calculation three banks (VTB Bank, Alfa Bank, and Сredit Agricole) from our CreditMarket Cash Loan Index list have changed their conditions for cash loan granting. VTB Bank and Сredit Agricole have increased the nominal interest rate, and Alfa Bank has increased the monthly loan service fee.
As we stressed before, there are no current prerequisites for a significant decrease of the mean effective rate on cash loans in the market. The resource cost is still high. In addition, there are no reasons to make reconsiderations towards a decrease of the borrowers’ average risks.
In the short term, as before, we leave open the possibility that actively crediting banks will continue looking for an optimal set of conditions (in our opinion, it explains the current variation of the mean effective rate) that may result in a slight fluctuation of the CreditMarket Cash Loan Index. However, we do not predict any considerable changes at the current stage.”
Information
CreditMarket Cash Loan Index is calculated on the basis of cash loans without collateral granted for 1 year. The redemption scheme – is annuity, in case of no proposals - a serial loan. Currency – UAH. Amount – UAH8,000.
Index Values History
| Date | Value | |
| 01.11.2018 | 98.42% |  |
| 28.09.2018 | 111.31% |  |
| 03.09.2018 | 111.31% | |
| 30.07.2018 | 111.31% | |
| 30.06.2018 | 111.31% |  |
| 15.05.2018 | 91.43% | |
| 04.04.2018 | 89.36% | |
| 08.03.2018 | 97.38% | |
| 07.02.2018 | 97.85% | |
| 08.01.2018 | 96.35% | |
| 06.12.2017 | 93.55% | |
| 14.11.2017 | 94.43% | |
| 02.10.2017 | 95.47% | |
| 04.09.2017 | 92.20% | |
| 03.08.2017 | 92.08% | |
| 03.07.2017 | 92.08% | |
| 30.06.2017 | 111.31% | |
| 07.06.2017 | 92.08% | |
| 16.05.2017 | 97.77% | |
| 11.04.2017 | 95.54% | |
| 17.03.2017 | 90.30% | |
| 22.02.2017 | 87.49% | |
| 09.01.2017 | 92.44% | |
| 07.12.2016 | 90.89% | |
| 11.11.2016 | 90.89% | |
| 10.10.2016 | 85.15% | |
| 08.09.2016 | 87.91% | |
| 28.08.2016 | 84.28% | |
| 26.07.2016 | 85.31% | |
| 23.06.2016 | 81.62% | |
| 11.05.2016 | 81.62% | |
| 20.04.2016 | 81.62% | |
| 08.03.2016 | 80.99% | |
| 08.02.2016 | 89.65% | |
| 16.01.2016 | 85.98% | |
| 07.12.2015 | 100.88% | |
| 05.11.2015 | 107.81% | |
| 02.10.2015 | 111.18% | |
| 04.09.2015 | 92.25% | |
| 03.08.2015 | 105.90% | |
| 07.07.2015 | 97.68% | |
| 05.06.2015 | 131.13% | |
| 05.05.2015 | 110.09% | |
| 06.04.2015 | 96.57% | |
| 05.03.2015 | 95.82% | |
| 05.02.2015 | 82.34% | |
| 30.01.2015 | 78.13% | |
| 30.12.2014 | 106.25% | |
| 28.11.2014 | 106.25% | |
| 31.10.2014 | 110.36% | |
| 30.09.2014 | 110.36% | |
| 31.08.2014 | 110.36% | |
| 31.07.2014 | 110.36% | |
| 04.06.2014 | 96.56% | |
| 15.03.2014 | 105.59% | |
| 06.02.2014 | 103.42% | |
| 10.01.2014 | 107.08% | |
| 30.12.2013 | 105.18% | |
| 17.11.2013 | 105.18% | |
| 25.10.2013 | 105.18% | |
| 13.09.2013 | 105.18% | |
| 05.08.2013 | 105.18% | |
| 18.07.2013 | 105.18% | |
| 03.07.2013 | 110.28% | |
| 18.06.2013 | 107.08% | |
| 05.06.2013 | 107.08% | |
| 21.05.2013 | 107.08% | |
| 13.05.2013 | 107.08% | |
| 30.04.2013 | 107.08% | |
| 17.04.2013 | 107.08% | |
| 03.04.2013 | 107.08% | |
| 20.03.2013 | 102.68% | |
| 06.03.2013 | 107.08% | |
| 19.02.2013 | 106.10% | |
| 05.02.2013 | 106.10% | |
| 23.01.2013 | 102.68% | |
| 25.12.2012 | 107.16% | |
| 11.12.2012 | 112.01% | |
| 27.11.2012 | 112.01% | |
| 13.11.2012 | 112.02% | |
| 30.10.2012 | 122.85% | |
| 16.10.2012 | 122.85% | |
| 02.10.2012 | 122.85% | |
| 18.09.2012 | 117.20% | |
| 04.09.2012 | 117.20% | |
| 21.08.2012 | 114.15% | |
| 07.08.2012 | 114.15% | |
| 24.07.2012 | 114.15% | |
| 10.07.2012 | 111.76% | |
| 26.06.2012 | 110.80% | |
| 12.06.2012 | 110.80% | |
| 29.05.2012 | 110.80% | |
| 15.05.2012 | 115.22% | |
| 03.05.2012 | 115.22% | |
| 17.04.2012 | 115.22% | |
| 03.04.2012 | 115.56% | |
| 20.03.2012 | 119.75% | |
| 06.03.2012 | 115.22% | |
| 21.02.2012 | 110.36% | |
| 07.02.2012 | 114.65% | |
| 24.01.2012 | 116.46% | |
| 11.01.2012 | 132.61% | |
| 27.12.2011 | 132.61% | |
| 13.12.2011 | 112.83% | |
| 29.11.2011 | 112.83% | |
| 15.11.2011 | 110.25% | |
| 01.11.2011 | 102.23% | |
| 18.10.2011 | 102.23% | |
| 04.10.2011 | 102.23% | |
| 20.09.2011 | 102.23% | |
| 05.09.2011 | 107.06% | |
| 22.08.2011 | 107.06% | |
| 08.08.2011 | 103.43% | |
| 25.07.2011 | 103.43% | |
| 13.07.2011 | 103.50% | |
| 06.07.2011 | 89.85% | |