UKRAINIAN INDEX
OF EFFECTIVE INTEREST RATES
ON CONSUMER LOANS FOR INDIVIDUALS
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CreditMarket Index: effective rates on car loans firmed at the highest point ever - 45.52%

On 19 November 2012, Credit Market Car Loan Index stood still at 45.52%, which was recorded two weeks ago, against 44.98% as of 24 October 2012 (the effective rate on new car loans per annum, in UAH). The information is as of 19 November 2012.

Denis Rakovsky, Sales Director at KreditMarket: “The mean effective rate on car loans, which has slightly increased since the last calculation, stands still at 45.52% this time. It’s to be recalled that’s the highest point of Credit Market Car Loan Index reached since the beginning of calculation. The lowest value was recorded in July 2011 (34.44%).

For the last two weeks since the previous calculation, two banks from our CreditMarket Car Loan Index list (PUMB and Credit Agricole) have changed their terms on this crediting type. Both banks have revised the nominal interest rate. PUMB has slightly decreased it, and Credit Agricole has increased the rate in a minor way. However, it did not affect the mean effective rates on car loans.

The situation in the Ukrainian credit resource market is still tense, just as within recent three months. And there are no prerequisites for any changes for the better in the short term. Even though an active sale of 2012 car models has already started, and it had to intensify activity in the car crediting market, the banks failed to offer cheaper credits. At the same time, it is known that car importers and dealers are currently interested in sales promotion and making much effort to free their warehouses from the current year’s cars to start selling the next year car models.”

Information

CreditMarket Car Loan Index is calculated on the basis of credits granted at 70% of the cost of a new car for a 3-year term. Promotional offers and ones subsidized by sellers are excluded. The redemption scheme - annuity, in case of no proposals - a serial loan. Currency – UAH. Principal – up to UAH80,000 UAH (the cost of a car – UAH114,300).

Index Values History

DateValue 
01.11.2018 32.21%
28.09.2018 40.22%
03.09.2018 40.22%
30.07.2018 40.71%
30.06.2018 40.71%
10.05.2018 43.23%
10.04.2018 43.23%
12.03.2018 41.64%
14.02.2018 41.64%
16.01.2018 41.64%
19.12.2017 40.34%
22.11.2017 42.35%
02.10.2017 41.39%
07.09.2017 41.39%
07.08.2017 41.39%
10.07.2017 41.39%
12.06.2017 37.24%
09.05.2017 37.24%
05.04.2017 37.24%
02.03.2017 37.24%
22.02.2017 37.24%
09.01.2017 39.44%
07.12.2016 39.44%
11.11.2016 39.44%
10.10.2016 40.71%
08.09.2016 40.71%
28.08.2016 40.71%
26.07.2016 40.71%
23.06.2016 39.33%
11.05.2016 39.33%
20.04.2016 39.33%
08.03.2016 39.33%
08.02.2016 39.33%
16.01.2016 42.18%
07.12.2015 37.96%
04.11.2015 38.63%
02.10.2015 37.96%
04.09.2015 37.96%
03.08.2015 40.10%
07.07.2015 40.71%
05.06.2015 43.65%
05.05.2015 40.71%
06.04.2015 40.71%
05.03.2015 40.71%
05.02.2015 40.71%
30.01.2015 40.71%
30.12.2014 41.56%
28.11.2014 40.88%
31.10.2014 40.88%
30.09.2014 43.66%
31.08.2014 45.43%
31.07.2014 42.24%
23.06.2014 40.97%
19.02.2014 42.56%
14.01.2014 42.56%
16.12.2013 42.56%
18.11.2013 42.56%
15.10.2013 42.56%
25.09.2013 44.07%
13.09.2013 42.01%
14.08.2013 42.01%
01.08.2013 42.01%
25.07.2013 44.07%
27.06.2013 44.03%
11.06.2013 44.03%
28.05.2013 42.86%
14.05.2013 42.58%
23.04.2013 42.58%
09.04.2013 42.58%
27.03.2013 44.89%
13.03.2013 44.89%
26.02.2013 46.48%
11.02.2013 46.48%
28.01.2013 46.48%
18.12.2012 45.99%
04.12.2012 45.99%
19.11.2012 45.52%
06.11.2012 45.52%
24.10.2012 44.98%
09.10.2012 44.66%
24.09.2012 44.68%
24.09.2012 44.68%
10.09.2012 44.40%
27.08.2012 43.14%
13.08.2012 41.94%
30.07.2012 41.94%
16.07.2012 41.94%
02.07.2012 41.94%
18.06.2012 41.94%
05.06.2012 42.01%
21.05.2012 42.01%
07.05.2012 42.01%
23.04.2012 42.22%
09.04.2012 41.31%
26.03.2012 41.31%
12.03.2012 43.71%
27.02.2012 42.18%
13.02.2012 40.91%
30.01.2012 40.98%
16.01.2012 41.25%
04.01.2012 40.88%
19.12.2011 40.13%
05.12.2011 40.13%
21.11.2011 36.66%
07.11.2011 36.59%
24.10.2011 35.61%
10.10.2011 35.61%
26.09.2011 34.96%
12.09.2011 34.96%
29.08.2011 34.96%
15.08.2011 34.44%
01.08.2011 34.44%
20.07.2011 34.44%
 

 

 
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