УКРАИНСКИЙ ИНДЕКС ЭФФЕКТИВНЫХ ПРОЦЕНТНЫХ СТАВОК ПО ПОТРЕБИТЕЛЬСКИМ КРЕДИТАМ ДЛЯ ФИЗИЧЕСКИХ ЛИЦ
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In January–August Ukrainian Banks Has Reduced Loss Ratio by Half since 2010

Income of Ukrainian banks increased by 2.8% within eight months of 2011 from the responding period in 2010 and amounted to UAH91.8 bn.

Within that time expenses of banks decreased by 1.9% to UAH96.4 bn.

A financial performance of banking activity in Ukraine is negative (–UAH 4.6 bn.) (for eight months of 2010, losses amounted to UAH8.9 bn.).

Structure of income and expenses of banks, as of 1 September 2011

 

Indicator

Amount (thousand UAH)

%

1

TOTAL INCOME

91 841 752

100,0

1.1

Interest Income

73 851 502

80,4

1.2

Fee and commission

11 680 981

12,7

1.3

Trading transactions

2 852 242

3,1

1.4

Other operational income

2 824 436

3,1

1.5

Other income

238 316

0,3

1.6

Charge-off

394 275

0,4

 

 

 

 

2

TOTAL EXPENSES

96 395 167

100,0

2.1

Interest expenses

38 232 867

39,7

2.2

Fee and commission expenses

1 896 059

2,0

2.3

Other operating expenses

9 259 163

9,6

2.4

General administrative expenses

21 226 953

22,0

2.5

Allocation to reserves

25 568 022

26,5

2.6

Profits tax

212 103

0,2

3

NET INCOME (LOSS)

-4 553 415

х

Source: National Bank of Ukraine

 
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